Can you get disability without work credits? Here's how.

If you're wondering if can you get disability without work credits, the short answer is yes, but it really depends on which specific program you're applying for. Most people hear the word "disability" and think of Social Security as one big bucket of money, but it's actually split into two very different programs. One requires a long history of paying taxes, while the other is designed specifically for people who haven't been able to work enough to build up those "credits." ...

May 4, 2026 · 7 min · Rubem Blizzard